Can I use PayRewards pre-paid Mastercard gift cards to get cash out of the ATM? No, the digital Mastercard cannot be used to withdraw cash. Related articles Can I use the PayRewards Mastercard gift card overseas, and what are the fees? Can PayRewards Mastercard Gift Cards be used to make purchases online? Refer and earn Why was a transaction with my pre-paid Mastercard gift card declined? How to retrieve your prepaid Mastercard