Can I use PayRewards pre-paid Mastercard gift cards to get cash out of the ATM? No, the digital Mastercard cannot be used to withdraw cash. Related articles Why was a transaction with my pre-paid Mastercard gift card declined? Can I use the PayRewards Mastercard gift card overseas, and what are the fees? Can PayRewards Mastercard Gift Cards be used to make purchases online? How can I check the PayRewards Mastercard Gift Card available balance? Refer and earn