Can I use PayRewards pre-paid Mastercard gift cards to get cash out of the ATM? No, the digital Mastercard cannot be used to withdraw cash. Related articles Why was a transaction with my pre-paid Mastercard gift card declined? Can I use the PayRewards Mastercard gift card overseas, and what are the fees? Can PayRewards Mastercard Gift Cards be used to make purchases online? Refer and earn How to retrieve your prepaid Mastercard