Yes — the amount depends on which earn tier you select at the time of the transaction.
| PayRewards tier | Fee (excl. GST) |
|---|---|
| 1 point per $1 | 1.00% |
| 2 points per $1 | 1.80% |
Heads up: PayRewards fees are separate to credit card processing fees. You might be paying both — or just one, depending on your payment method.
Earn rates are the same on every plan. Whether you're on Free, Regular, or Premium, you choose between 1 pt per $1 (1.0% fee) or 2 pts per $1 (1.8% fee) on every transaction. Your subscription plan affects your credit card processing fee — not your PayRewards earn rate.
Can I earn PayRewards on bank transfer payments?
Yes — PayRewards Points can be earned on bank transfer payments, including PayTo, PayID, Direct Debit, and BPAY. Select your earn tier at checkout, just as you would for a credit card payment.