Can I use the PayRewards Visa gift card overseas?

1 min. readlast update: 05.05.2025

PayRewards VISA can be used internationally in over 150 countries where digital Visa gift cards are accepted; the only requirement is that the recipient must have an Australian mobile number to access the VISA card originally.

A few destinations however, don't accept virtual Visa gift cards. Therefore, it is essential to check country restrictions before converting your points into a PayRewards digital Visa gift card. 

Which countries dont accept Visa gift cards?
  • Belarus
  • Burundi
  • Central African Republic
  • China
  • Côte d’Ivoire
  • Cuba
  • Democratic Republic of the Congo
  • Egypt
  • Eritrea
  • Ethiopia
  • Guinea
  • Guinea-Bissau
  • India
  • Iran
  • Iraq
  • Laos
  • Lebanon
  • Liberia
  • Libya
  • Mali
  • Myanmar (Burma)
  • Nicaragua
  • North Korea
  • Palestinian Territories
  • Russia
  • Somalia
  • South Africa
  • South Sudan
  • Sudan
  • Syria
  • Tunisia
  • Ukraine
  • Venezuela
  • Yemen
  • Zimbabwe

Note: A foreign exchange conversion fee (3.5%) applies to transactions in any currency other than Australian dollars and is calculated on the Australian dollar transaction amount. This will be included in the total transaction amount debited to the account.

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